Konsultan keuangan dan konsultan manajemen| Vibizconsulting

Banking and Financial Institutions

Banking business is a highly specialized business of trust, which is also bounded with heaps of regulations to comply with. Proven skills supported with long standing experience are required for a bank to develop its healthy business expansion.. Our services in the Banking Services industry includes of applying best practice approaches in order one bank to provide better services to its customers as well as protecting bank’s interest for a sound and profitably portfolio. Credit Management System An end to end approach to develop or improve the bank’s credit quality, in terms of the system, procedure, technicalities and competencies. The full coverage process is available to enhance the quality of the loan portfolio, which is from the loan origination process up to the qualified collection methodologies. The approaches can be applied differently to commercial banking, consumer banking or micro banking segments. Micro Banking A complete and comprehensive approach in developing specialized segment or unit of micro banking. From operational procedures to the lending and saving methods based on the best practices characteristics of mass market, will provide qualified services for a bank who intend to build or develop its highly profit spread micro financing. Consumer Banking The service includes the wide array of services and products applied for the consumer banking, from the product development, branch channelling distribution up to handling effectively problem loan management. Corporate and Investment Banking Our service includes strengthening the corporate banking components knowledge, procedures and practices. It’s also equipping the segment with required specialized investment banking services, such as loan syndications, merger and acquisition, project financing, etc. Credit Policy and Procedures Policy is just like a guiding light and corridor on which operational activities may be decided and executed. We could help, based on real long experiences, how to develop or improve complete and comprehensive credit policy based on the normal credit process. Excellent Operational Strong operational procedures and practices is one key to ensure sound banking operational. Our service will provide guidance on operational management, from head office to branches level, ensuring all components are in place and run efficiently and effectively. Corporate Culture Development Banking culture is unique yet powerful in unifying the potential resources to reach higher market position. Our services includes of designing the applicable relevant corporate culture that will give one strong spirit, excellent service oriented, vision and mission establishment and all the roll out program.